# Borrowing

ARCx Credit is a decentralized credit market on the Polygon network that offers dynamic maximum-LTV loans on ETH collateral based on a borrower’s [DeFi Credit Score](https://wiki.arcx.money/application/defi-credit-score). 

This section covers:

1. [Managing a Position](https://wiki.arcx.money/application/borrowing/managing-a-position)
2. [Vault Design](https://wiki.arcx.money/application/borrowing/vault-design)
3. [Liquidations](https://wiki.arcx.money/application/borrowing/liquidations)
4. [Fee Structure](https://wiki.arcx.money/application/borrowing/fee-structure)
5. [Assets](https://wiki.arcx.money/risk-and-infrastructure/assets)