ARCx Credit is a lending platform, where users can deposit collateral and borrow stablecoins from a lending pool. In return for facilitating this transaction, Borrowers are charged fees on their debt (an interest rate and a borrow fee). A portion of these fees are added back into the lending pool, increasing the value of the Lender’s contribution, while another portion is kept by ARCx Credit, generating revenue which is used to fund development and growth.