The Survival Score Reward considers liquidations that occur on third party lending platforms outside of ARCx. Transaction data from these platforms are continuously ingested and modelled to update the Survival Score Reward.
The current list of indexed platforms include:
Aave V2 on Ethereum
Aave V2 on Polygon
Compound Finance on Ethereum
The process of indexing a third-party platform takes time, but we are constantly adding more. Our ultimate goal is to build the reference Credit Score used across DeFi. If you would like us to start indexing a particular platform or protocol, please let us know by joining our Discord and speaking with our team.
Daily Score Reward & Liquidation Penalty
The Daily Score Reward and the Liquidation Penalty only consider borrowing activity on ARCx Credit. As explained in the section on profit model, this is important for the financial viability of the protocol, as the revenues generated by Borrowers are used to offset losses born through unprofitable liquidations.